SMS Terms & Conditions

Last updated October 13, 2026

1. Program description

CozyHarbor Updates is an optional text-message program operated by [LEGAL ENTITY NAME], LLC d/b/a CozyHarbor. It has two separate message types, and you choose each one independently by checking its own unchecked box on our sign-up form at cozyharbor.org/get-updates:

  • Informational / account messages: sign-up confirmations, subscription preference updates, alerts about guides you request.
  • Marketing messages: featured household guides, seasonal home and budgeting tips, new free planning tools — promoting CozyHarbor’s own content and tools.

You can choose either type, both, or neither. Consent is not a condition of purchase or of using the Site. CozyHarbor does not provide government benefits or assistance, and signing up does not provide access to any program.

2. Consent language

The exact consent language shown on our form is:

Informational / account: I agree to receive recurring automated informational and account-related text messages from CozyHarbor at the mobile number provided, including sign-up confirmations, subscription preference updates, and notifications about guides I request. Msg frequency varies. Message and data rates may apply. I understand I can opt out by replying STOP to any message, or get more info by replying HELP. Consent is not required to use the website or to purchase any product or service. My number will not be shared with third parties or affiliates. View our Terms of Use, SMS Terms and Privacy Policy.

Marketing: I agree to receive recurring marketing text messages from CozyHarbor at the mobile number provided, including featured household guides, seasonal home and budgeting tips, and new free tools. Consent is not a condition of purchase or website access. Message and data rates may apply. Reply STOP to opt out or HELP for help.

3. Message frequency

Messages are recurring. Message frequency varies.

4. Cost

CozyHarbor does not charge for text messages. Message and data rates may apply according to your mobile plan.

5. Opting out — STOP

You can cancel at any time by replying STOP to any message (END, CANCEL, UNSUBSCRIBE and QUIT also work). You will receive one final message confirming you have been unsubscribed, and no further messages will be sent. To rejoin, sign up again at cozyharbor.org/get-updates.

6. Help — HELP

Reply HELP to any message for help, or email support@cozyharbor.org or call [BUSINESS PHONE NUMBER].

7. Carriers

Carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your wireless carrier.

8. Eligibility

You must be 18 or older and the account holder (or have the account holder’s permission) for the mobile number you provide.

9. Privacy

We do not sell or share your mobile number or opt-in consent with third parties or affiliates for marketing purposes. See our Privacy Policy.

10. Changes

We may update these SMS Terms; material changes will be posted on this page. Program contact: [LEGAL ENTITY NAME], LLC d/b/a CozyHarbor, [STREET ADDRESS], [CITY, STATE ZIP].